Payments

Local payment capability without building a new payment stack in every market.

ExpandNow combines Merchant of Record responsibility with global payment processing, supported local payment methods, fraud protection and payout infrastructure.

Money flow

How money moves through one local sale.

From the shopper’s local payment to your payout, with fraud, tax and settlement handled in between.

The Payouts page in the ExpandNow console: €11,842.00 scheduled for 23 September, €28,473.54 earned from sales and not yet in a payout, and the last payout of €16,484.06 sent to the bank on 22 September. Below, €568,616.71 paid out across 34 payouts, with the next payout on 23 September.
The Payouts page in the ExpandNow console: what is earning, what goes in the next daily payout, and what has already reached the bank. Shown with a demo brand.
Payments

What sits inside the payment layer.

A market launch needs more than card acceptance.

Payment processing

Process customer payments within the ExpandNow Merchant of Record relationship.

Local methods

Support cards, wallets and market-specific payment methods where they are available in your market.

Fraud protection

Connect and Commerce include fraud prevention and zero fraud chargeback liability, subject to your service agreement.

Payouts

Automatic daily payouts keep settlement predictable.

26 payment methodsCards, wallets and local methods, by market.
18 checkout languagesA localized checkout for the shopper.
Zero fraud chargeback liabilityOn Connect and Commerce, per your agreement.
Daily payoutsAutomatic settlement, every day.
Coverage

Supported methods change by market.

Cards, digital wallets and local payment methods, with availability depending on your market and setup.

Cards

  • Visa
  • Mastercard
  • Maestro
  • American Express
  • Discover
  • Diners Club
  • China UnionPay
  • Cartes Bancaires
  • eftpos Australia
  • NYCE
  • Payshop
  • V PAY
  • JCB

Wallets

  • Apple Pay
  • Google Pay

Local payment methods

  • Bancontact
  • iDEAL
  • BLIK
  • MB Way
  • MobilePay
  • Multibanco
  • Online banking (Finland and Poland)
  • Pay by Bank (Europe)
  • Trustly
  • TWINT
  • Vipps

Availability can vary by market, product and implementation. Confirm current method coverage during scoping.

Market entry

Make payments part of your market-entry plan.

You are not shopping for a payment gateway. You are trying to make a market work.

“Can we sell locally, accept the payment methods shoppers expect, manage fraud and get paid without creating a new local payments project?”
ExpandNow brings those responsibilities into one operating relationship.
Start with the market

Tell us where you want to sell.

Tell us the market and channels. We’ll map the seller setup, and which layers you’ll take from us or bring yourself.